CreditNirvana End to End Debt Management Platform

A fully integrated suite of
Debt Management products

We bring together everything that’s required for entire Debt Management Process. CreditNirvana’s  products power Debt Management Solutions like AI/ML Driven Collection Strategy Engine, RoboCollection – NLP Driven Omnichannel & Multilingual Digital Collection, Call Center Automation, ML & Rule-based Customer Allocation, Field Collections & GPS Enabled Field Mobile App, Agency/Vendor Management, Legal Process Automation, Repossession, Settlement, and everything in between.

We also help companies in AI ​Conversational Multi-lingual Digital ​Collection,  Call Centre Automations, ​Digital Legal Notices Management a​nd  Legal Case Management.

Choosing Us

Partial Client List

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$ 3 B+
Collection Portfolio Loan
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9 Types
Loan Portfolio
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6 M+
Customers served by the Solution
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3
Countries Served

Proven Platform

Proven Value Creation for Clients

Improvement in Bounce Rates

  • Reduced Bounce Rates by 15-30% in 3-6 months
  • Over 66% reduction in Bucket 0 bounce rate for one client

Reduction in NPL

  • Reduced NPL by 10-25% in 6-9 months
  • Over 60% reduction in NPL for certain clients

Reduction in Costs

  • Reduced Collection Costs by 25-45% in 3-6 months

Increase in Roll Back

  • Over 60% more roll back in Bucket 3 for one client
  • Collection efficiency increased by 65% in Bucket 1 and over 20% in Bucket 3+ for one client

Credit Nirvana addresses key challenges faced in Debt Management Across Industries

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Addressing the monthly debt collection and monthly cash flow automatically solves the NPA issue, which is considered the real problem in the lending business

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ML-Driven Intuitive Early Warning Engine with bounce predictor and collection strategy recommendation

Pro-Active, personalized collection treatments

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Intelligent automation eliminating the minor tasks in the workflow

Restructure manual interventions and offer autonomous decision-making capabilities for process automation.

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A tech driven direction that helps to deliver continuous personalized customer engagement

Real time customer response driven collection treatments

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Single integrated platform for collection analytics to Recoveries /Repossession

Intelligent Automation of End-to-End Debt Management

Debt Management Products

CreditNirvana providessuites of integrated AI based Debt Management products for ​Consumer & Commercial Finance, Asset Reconstruction Companies, Insurance, Telecom, ​Utilities and Healthcare, which can improve your overall collection rates and lower bounce ​rates with significant reduction of collection costs.

RoboCollection – NLP Driven Omnichannel & Multilingual Digital Collection

Call Centre Automation

ML & Rule-based Customer Allocation

Field Collections & GPS Enabled Field Mobile App

Agency/Vendor Management

Legal Process Automation

Repossession

Settlement

Applicable Industries

Financial Services

End-to-End Debt collection and management

Insurance

Renewals & Persistency management

Telecom

Mobile/Internet bill payments

Healthcare

Subscriptions

Utilities

Bill payments

Mutual Funds

SIP payments

Explore Our Industry

Discover our capabilities across the board.