Why Us

ML Platform Driven Digital First Debt Collection

CreditNirvana ML Platform

ML Driven . Pro-Active . Personalized

CreditNirvana ML platform driven end to end debt collection services helps companies in collecting more through pro-active and personalized collection process .

Increased Customer Satisfaction

Be continuously engaging with the customers though their preferred channels and personalized communication, CreditNirvana enables increased collection with better customer satisfaction

Credit Nirvana Debt Collection

More. Faster. Empathetic

CreditNirvana platform driven digital first collection process has helped companies in reducing their bounce rates over 20% in 6 months period and over 50% faster collection with substantial reduced collection costs.

Start Early. Start Right

Either through API driven integration or just dumping your secured data in our server, on boarding process is easy , simple and enables faster collection execution

Organizations and Industries we Serve

Mortgage Lending
Auto Finance
Personal Finance
Micro Finance
SME Finanace

Health Care
Energy and Utilities

Compliance and Data Security

CreditNirvana data security and IT policies are built to provide the highest level of protection for your customers’ personal data.

Data Security

All information is stored in secure data centers that are ISO 27001 compliance. All data is stored in encrypted form, at rest and is encrypted in transit.

Secure Facility

Secure physical office environment with strict document retention and funds management procedures.

Monitoring and Logging

Our system’s security and performance is constantly monitored by an extensive network of surveillance systems. Changes to our infrastructure, software and data are monitored, logged and reviewed.

Key Team Members


Director – Data Science
Raj serves as the Co-Founder and Director ( Data Science ) for Stat Analytics.

Raj has more than 20 years of experience in the fields of Advanced Analytics and Business Consulting in TCS and Accenture.

Prior to founding Stat Analytics, Raj co-founded Informatix , an Analytics product company and was acquired by WS Atkins, UK.

Raj has been a thought leader in the use of Data Mining& Machine learning for implementing complex Business Transformational Programs. He has been a speaker in many international forums in the areas of Mathematical Modeling; Machine learning and Big Data technologies etc.

Raj is an Alumni of IIT Delhi, University of Sunderland and Kellogg School of Management.

Dr. Rashmi

Chief Statistician
Senior Statistician with extensive experience in Predictive analytics and machine learning with more than 10 years’ of experience in Financial Industry. Ex Capgemini , PhD in Statistics fro University of Bangalore.

Partha R

Director – Products
Partha is a senior Technologist with deep experience in Financial Services and a passion for cutting edge technology. Served as a Director level with global banks, Morgan Stanley and JP Morgan Chase across US, Singapore and India making significant contributions to the success of several divisions.

Specialties: Product development in Risk Management, Micro Services, Container Architecture and Scalability.

Partha holds Masters degree in Computer science from Bharathiar University,India and has also completed various advanced management programs with IIM Bangalore. Partha is passionate about building innovative products in Data science and AI.

Vijay A


Vijay comes with 20 + years of global executive leadership experience in the IT industry. He is a Strategic thinker and energetic customer champion offering groundbreaking growth records in the massive sale, marketing, and operations.

He has delivered a rapid turnaround in Infrastructure, Cloud, and products managing various fortune 500 customers(GE, Boeing, AIG, etc.) in the Americas and Globally.

Client Testimonials

“CreditNirvan’s Ai Collection Decision Management platform and Digital collection follow-up actions has enabled us in reducing the Bucket 1 bounce rates by about 7% from within 3 months of on boarding and also seen substantial faster collection in all other buckets”

Head of Collection Strategy
Vehicle Finance division of one of the largest global Car Manufacturers

To know more about how CreditNirvana impacted our clients , please contacts us ……..

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